Platform Disclaimer

Effective Date: March 27, 2026 · Last Updated: March 27, 2026

Please read this disclaimer carefully before using the Top Performer AI platform ("Platform"). By accessing or using the Platform, you acknowledge and agree to the following disclaimers and limitations.

3. Data Sources and Methodology

All data and intelligence presented on the Platform is derived exclusively from publicly available sources, including:

• SEC EDGAR filings (10-K, 10-Q, 8-K, S-1, DEF 14A, and other public filings)
• USPTO patent filings and published patent applications (public domain data)
• Published earnings call transcripts
• Corporate press releases and public announcements
• Published news articles from recognized media outlets
• Publicly available industry reports and market data

The Platform does notaccess, use, or rely upon any material non-public information ("MNPI"), proprietary databases, or confidential corporate data. All analysis is based entirely on information available in the public domain.

4. Accuracy and Completeness

While Top Performer AI employs rigorous validation methodologies, including:

• Multi-pass adversarial validation (18+ validation passes)
• Systematic fact-checking against primary sources
• Cross-reference verification across multiple data sources
• Continuous error correction and tracking

We do not guarantee and cannot warrant the accuracy, completeness, timeliness, or reliability of any Content provided through the Platform. Specifically:

• Data may be delayed: Public filings and disclosures are incorporated as they become available. There may be a delay between when information is published and when it appears on the Platform.
• Data may be incomplete: The Platform analyzes a defined universe of banking institutions and data sources. It does not capture every piece of publicly available information.
• Errors may exist: Despite our validation processes, errors in data extraction, interpretation, or analysis may occur. Our published error rate is an estimate and is not a guarantee.
• AI-generated analysis has inherent limitations: Outputs generated by artificial intelligence models may contain inaccuracies, hallucinations, or misinterpretations of source data.

5. Confidence Scores and Validation Metrics

The Platform may display confidence scores, accuracy ratings, validation counts, and similar metrics (e.g., "529+ claims validated," "<1% error rate"). These metrics are:

• Statistical estimates based on our internal validation processes, not absolute guarantees of accuracy
• Point-in-time measurements that may change as new data is incorporated or corrections are applied
• Aggregate measures that may not reflect the accuracy of any individual claim, data point, or analysis
• Subject to methodological limitations inherent in any automated validation process

You should not rely on confidence scores or validation metrics as the sole basis for any business, investment, or strategic decision.

6. Deep Intelligence Disclaimer

7. Past Performance and Forward-Looking Statements

• Past performance is not indicative of future results. Historical data, trend analyses, and competitive positioning assessments presented on the Platform reflect past conditions and should not be used to predict future outcomes.
• Forward-looking statements carry risk. Any forward-looking analysis, projections, or predictive assessments are based on assumptions that may prove incorrect. Actual results may differ materially from any projections or estimates.
• Banking industry conditions change rapidly. Regulatory changes, market conditions, technological developments, and competitive dynamics may render historical analyses or current assessments obsolete.

8. Third-Party Information and Trademarks

The Platform references and analyzes publicly available information regarding publicly traded banking institutions, including but not limited to JPMorgan Chase & Co., Capital One Financial Corporation, The Goldman Sachs Group, Inc., Morgan Stanley, Citigroup Inc., Wells Fargo & Company, and Bank of America Corporation.

All company names, trademarks, and logos referenced on the Platform are the property of their respective owners. Top Performer AI is not affiliated with, endorsed by, or sponsored by any of the banking institutions analyzed on the Platform. References to these entities are made solely for purposes of competitive analysis and commentary based on publicly available information, consistent with principles of fair use and nominative use.

9. Assumption of Risk

By using the Platform, you acknowledge and accept that:

• You are solely responsible for any decisions you make based on Content from the Platform
• You will conduct your own independent due diligence before making any business, investment, or strategic decisions
• You will consult appropriate qualified professionals (financial advisors, attorneys, accountants) before acting on any information from the Platform
• The Company shall have no liability for any losses, damages, or costs arising from your use of or reliance on Platform Content

10. Regulatory Compliance Notice

If you are subject to regulatory oversight by the SEC, FINRA, OCC, FDIC, Federal Reserve, CFPB, or any other federal or state regulatory body, it is your responsibility to ensure that your use of the Platform complies with all applicable regulations, policies, and compliance requirements of your organization and regulators. The Platform is not designed or intended to fulfill any regulatory reporting or compliance obligations.

Questions

If you have questions about this disclaimer, contact us at legal@topperformer.ai.